Lexington Law: Defending Consumer Rights Through Credit Repair

Why Lexington Law Stands Apart

Lexington Law approaches credit repair differently than non-legal service providers. As a law firm, it holds itself to higher professional standards and ethical responsibilities. This foundation ensures clients receive not only effective representation but also complete transparency in every step of the process.

Key commitments include:

  • Fair billing: Clients are only billed for work that has already been completed.
  • No false promises: Lexington Law provides realistic expectations instead of exaggerated claims.
  • Client empowerment: Every client is informed of their right to dispute items themselves, while understanding the advantages of legal representation.
  • Experienced guidance: The firm leverages federal consumer protection laws to advocate on behalf of its clients.

These standards have set Lexington Law apart as a trusted resource for consumers seeking both legal protection and credit restoration.

Building a Legacy of Advocacy

Since its founding, Lexington Law has sought to change how credit repair is viewed and practiced. By centering its approach on legal rights and ethical representation, the firm has established itself as a leader in consumer advocacy.

Notable milestones include:

  • 2004: John C. Heath became Directing Attorney, reinforcing the firm’s legal-driven approach to credit repair.
  • 2010: Lexington Law surpassed one million client sign-ups, a clear indicator of consumer trust.
  • 2025: Cody W. Johnson was appointed as Directing Attorney, representing the next generation of leadership.

This evolution has allowed the firm to remain at the forefront of credit repair while continuing to expand its reach and resources.

Leadership Spotlight: Cody W. Johnson

The appointment of Cody Johnson as Directing Attorney marks a pivotal moment in Lexington Law’s story.

  • A fifth-generation Arizonan, Johnson’s values were shaped by hard work and community service.
  • As a U.S. Marine Corps veteran, he served during Operation Enduring Freedom, gaining discipline and leadership skills.
  • After his military service, he became a recognized prosecutor, advocating for victims and standing up for justice.
  • Johnson joined Lexington Law in 2014, shifting his focus from criminal law to consumer rights.

Now, as Directing Attorney, Johnson is dedicated to strengthening the firm’s commitment to consumer advocacy and ensuring that clients’ credit rights are protected.

The Legal Advantage in Credit Repair

Credit repair is governed by federal law, and Lexington Law’s attorneys use those protections to their clients’ advantage. Key laws include:

  • The Fair Credit Reporting Act (FCRA), which guarantees the right to dispute inaccurate or unverifiable information.
  • The Fair Debt Collection Practices Act (FDCPA), which restricts how collectors can pursue debts.
  • The Credit Repair Organizations Act (CROA), which regulates credit repair practices.

By applying these laws strategically, Lexington Law helps clients challenge inaccuracies, improve their credit reports, and build stronger financial reputations.

Technology and Client Experience

Lexington Law pairs legal strategy with modern technology to make credit repair accessible and transparent.

  • The Lexington Law mobile app allows clients to track progress, view updates, and manage their cases directly from their smartphones.
  • Secure digital platforms streamline dispute processes and protect sensitive information.
  • Educational tools guide clients in understanding credit scoring and building long-term financial stability.

This combination of legal expertise and technology has made Lexington Law one of the most client-focused firms in the industry.

Recognition and Reputation

Over the years, Lexington Law has been highlighted by major publications and review sites for its effectiveness and dedication to ethical practices.

These acknowledgments underscore the firm’s standing as a trusted advocate for consumers nationwide.

Conclusion

Credit impacts every aspect of financial opportunity. By combining attorney-driven representation, ethical practices, and advanced tools, Lexington Law continues to defend consumers and improve financial reputations. Under Cody Johnson’s leadership, the firm remains committed to its mission: to empower clients, protect rights, and set the standard for ethical credit repair.

Lexington Law FAQ’s

Did Lexington Law go bankrupt?
No. In 2023, the company John C. Heath, Attorney at Law, P.C., which was then using the tradename “Lexington Law,” was dissolved in bankruptcy. As part of the bankruptcy, the Lexington Law tradename was seamlessly purchased by Oquirrh Mountain Law Group, P.C., which now carries on the Lexington legacy of over two decades of credit repair experience.

Is Lexington Law still in business?
Yes. Lexington Law Firm continues to operate nationwide, serving thousands of clients with experienced legal support in credit repair.

Are they still taking new clients after bankruptcy?
Yes. Lexington Law continues to accept new clients and provide a free credit assessment.

Will Lexington Law shut down completely?
No. Lexington Law Firm has operated for decades without interruption and is focused on long-term service and compliance.